Back to Basics: What to do with Bonds in 2026 and beyond?
With the 10-year Treasury yielding 4.05% against 2.4% inflation, bonds offer slim real returns in 2026. Learn when fixed income still makes sense, the bull and bear cases for bonds, and why long-term investors may need to rethink their allocation.
Back to Basics: How to Invest in 2026 - The S&P 500
The first installment of the 2026 Strategy Guide.
Valuation headwinds: Significant divergence between S&P 500 market cap and the Equally weighted S&P 500 forward return expectations.
AI investment uncertainty: The massive AI infrastructure spending by Mag 7 companies may not translate to sustainable margin expansion.
Software terminal value risk: Semiconductor stocks are surging while legacy software businesses are being sold off.
40 Years on the Front Lines: A conversation with Marilou Moursund
John Cervantes, CFA, sits down with Marilou Moursund to discuss 40 years of investment trends, market crises, and the origin of Crossvault Capital in San Antonio, TX.
Maximize your quality of life : Social Security and Retirement Withdrawals
Maximizing Social Security isn't just about spreadsheets and life expectancy calculations. Prioritizing your health span and understanding spending behavior patterns can help you enjoy your wealth during the years that matter most.
Physical Capacity
Retire. Spend. Give has become my mantra. Do it with who you love and do it when you are most physically capable to enjoy it. But how do we extend our physical capacity, how do we ensure we are aging not with just grace, but with a bit of rage.
Healthy Skepticism
Your exposure to AI isn't binary. It's a dial.
In this month's brief, I'm walking through the narrative shift that happened in November. The skepticism that's both healthy and necessary, and how to think about positioning into year end.
It's not about being right or wrong on AI. It's about not getting caught asleep at the wheel.
