— WORK WITH JOHN CERVANTES, CFA
Five decisions will shape the next thirty years of your retirement.
If you're within ten years of retiring, thirty minutes will tell you where yours stand.
Free. By Zoom or phone.
— WHO THIS IS FOR
Is this conversation for you?
You recognize yourself here.
You’re in or within 10 years of Retirement.
You have retirement accounts, investments, or a pension and you want the pieces to work together.
You're carrying real pressure: aging parents, kids in or near college, a career winding down, or all three at once.
You want a plan before decisions like Social Security claiming, rollovers, Roth conversions, or RMDs arrive on your calendar.
— WHAT YOU’LL LEAVE WITH
Thirty minutes. Three things you'll know.
A clear read on the one or two decisions most urgent in your situation.
Not a generic checklist. Specific to what's in front of you right now.
A clear answer on whether a deeper planning engagement makes sense.
And whether I'm the right person to do that work for you.
Zero pressure to continue.
If it's not a fit, I'll say so. You'll leave with clarity.
— ABOUT THE PRACTITIONER
Who you'll be talking to.
John Cervantes, CFA
Partner, Prime Capital Financial · San Antonio, TX
I started my career in the middle of the 2008 financial crisis. Nearly two decades later, the lesson from that period still drives the work: the people who came through intact were not the ones who picked the right stocks. They were the ones who had a plan in place before the storm arrived.
Today, I work with pre-retirees and families juggling aging parents, college-bound kids, and their own retirement at the same time. The work is coordinated planning, built around the decisions that carry the most weight in the years right before and after you stop working.
Your wealth should serve your life. That's the whole idea.
— BEFORE YOU BOOK
Questions people usually ask.
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I ask about your situation. You ask about whatever is top of mind. Together we identify your top one or two planning considerations.
If a deeper engagement makes sense, I’ll walk you through what that looks like. If it doesn’t, you’ll leave with a bit more clarity.
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The thirty minute call is free.
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The call doesn’t require a specific level of assets. Most of the clients I work with have over $1 million in investments.
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The introductory call is by zoom or phone it’s up to you.
I am available to meet in-person in San Antonio, Austin, and surrounding areas for further engagements.
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Yes, especially if you face financial complexity. Juggling saving for retirement, college for kids, and aging parents.
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You'll be talking to me. If we decide to move forward, you'll also meet my team of professionals.
— BOOK THE CALL